If you asked 100 people what the purpose of financial planning is, the reflexive answer of the majority would likely be to have more money. And this underlying belief, spoken or not, is likely why financial planning so often results in under-implemented plans and satisfaction levels that score just marginally…

This article was written byFollowFin-tech startup leveraging machine learning technology to discover investing opportunities and to generate growth-optimal portfolios. Publisher of the WideAlpha AI-Selected Index, which has markedly outperformed its benchmark.Analyst’s Disclosure: I/we have a beneficial long position in the shares of HST either through stock ownership, options, or other…

Iran’s supreme leader Ayatollah Ali Khamenei has signalled a measured response to Israel’s attack on the Islamic republic rather than an immediate reprisal as Tehran tries to balance domestic expectations with the risk of escalating regional conflict. Speaking a day after Israel launched three waves of strikes on Iran, Khamenei…

There are significant tax-reduction opportunities available when employer stock is held in a 401(k) plan. The opportunities are more significant now, as are the potential consequences of a suboptimal decision, because prices of many stocks increased significantly in recent years. Yet, many people diminish their benefits by rushing their decisions.…

This article was written byFollowI am a value focused investor. Stocks rise and fall for many different reasons that we often cannot predict. Eventually, it is those companies with a wide moat and the ability to generate cash flow that prevail. Therefore, my investment focus is to find value stocks…

Welcome back. At the heart of European economic policymaking, there’s a problem that cries out for a solution. On one hand, EU governments need to keep their budget deficits and public debts under control. On the other, they need to spend large sums on defence, infrastructure, clean energy, digitalisation and…

The whole point of retirement is to improve your life—at least, that’s the case for most people. However, many people assume that if they stop working, their life will somehow magically be better. While not working does give you time and energy to pursue your goals and interests, you’ll need…

This article was written byFollowSeeking Alpha’s transcripts team is responsible for the development of all of our transcript-related projects. We currently publish thousands of quarterly earnings calls per quarter on our site and are continuing to grow and expand our coverage. The purpose of this profile is to allow us…

Early in our lunch I ask the sinologist Li Cheng what comes to his mind when he closes his eyes and returns to the Cultural Revolution. The answer snaps back at me: “Violence.”Li was born in 1956, the youngest of seven children in a wealthy Shanghai family — a deadly…

Most people at or near retirement age will say they want to remain at home as long as possible. That means not going to a care home of any kind “with all those old people”. It sounds fine when one is 65 or so and in reasonably good health. But…