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Artificial intelligence (AI) and machine learning have existed for some time. Still, the introduction of generative AI tools, like ChatGPT, to a broader audience illustrated the potential power of this technology. As evidenced by the peak popularity of AI as a Google GOOG search term worldwide, interest in the technology…

Should Congress and the Biden Administration fail to raise the debt ceiling and avoid a government default on the national debt, the housing market could face severe fallout, according to forecasts by Zillow.  Home sales could drop by up to 23% in the most severe month following a debt default,…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

You may be asked whether you want to opt into a buy now, pay later opportunity when you purchase something these days. Although it sounds enticing, you should know all the issues surrounding this type of arrangement. We’ve asked several money experts to explain the basics, so you can determine…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

Bank deposits dropped by $76.2 billion for in mid-April, according to seasonally adjusted data released by the Federal Reserve. Although large and foreign financial institutions saw a plunge in deposits, small domestic banks also experienced a shrinkage in deposits, the Fed reported. Deposits at small U.S. banks fell by 4.6…

Crypto investors pulled $791.6 million from the crypto exchange Binance in 24 hours, crypto research firm Nansen said Tuesday, after U.S. regulators unveiled 13 securities charges against the company and its founder Changpeng Zhao.After the collapse of allegedly fraudulent crypto exchange FTX in November 2022, investors moved their assets to…

The past few months of robust grocery store sales would suggest that shoppers aren’t stretched for cash. But that’s not the full story. Food manufacturers like Kellogg (K), PepsiCo (PEP) and Nestlé all reported sales growth in the first quarter of the year. But even though sales are up, people…

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