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According to a new release by the 2020 Census, demographic change has accelerated in the United States in the past 10 years. Especially the group of those aged 65 years and older has grown more quickly, the data shows. While in the year 2010, 12.8% of Americans were 65 years…

A group of U.S. Representatives has introduced the American Family Act, legislation that would make the previously expanded and improved monthly child tax credit permanent. Background During Covid-19, the American Rescue Plan Act provided relief for American families through a series of payments and credits. One of those was a…

A new Netflix documentary has rekindled interest in the late Playboy model who almost walked away with $475 million from her 90-year-old husband, J. Howard Marshall. A look back at the tabloid tale that made its way to the Supreme Court—twice. “I t’s very expensive to be me.” That was…

Higher interest rates are taking a toll on the major areas of the housing market. Overall interest in mortgages, refinancing and purchases all fell in the past week.Demand for mortgage applications declined by 4.6% compared with the prior week, according to the weekly survey from the Mortgage Banker’s Association. “Mortgage…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

You filed your taxes and your refund is in your hands. So, what do you plan to do with the extra cash? Save it? Invest it? Buy that new laptop you’ve been wanting? Go on a tropical getaway?  While all these are popular things Americans do with their refund money, it…

A key measure of home-purchase applications fell again last week as consumer demand cooled in the face of higher mortgage rates. The Mortgage Bankers Association’s (MBA) index of mortgage applications dropped 1.4%, according to new data published Wednesday. “Mortgage rates declined last week from a recent high, but total application activity…

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