The self-employed and those who run private practices must manage a whole myriad of concerns, which regular employees do not. But there are ways that the self-employed benefit from the status, and there’s no better example of that than with retirement plan options. It’s a tool, however, that those that…

Most people are looking through the rearview mirror when it comes to taxes. They file their taxes once a year, recording what has already happened. Proactive tax planning is like looking through the windshield, looking ahead to avoid pitfalls that could cost you more in taxes. The more successful your…

While banks and stocks generally had a week of robust gains, the rally was trimmed on Friday when negotiations over raising the debt ceiling broke down. The U.S. banking system has been under pressure since the sudden collapse and seizure of Silicon Valley Bank (SIVBQ) by the FDIC on March…

Despite a lack of affordable housing, many American cities have seen a paradoxical proliferation of new luxury condos. The reason behind this comes down to scarcity. Because cities limit the amount of housing that can be built, developers focus on attracting the wealthiest occupants instead of catering to everyone. Consider…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Based…

The Education Department is “preparing to restart” federal student loan debt repayments after a three-year pause now that the COVID-19 pandemic emergency has ended, Secretary Miguel Cardona told lawmakers this week. Cardona revealed the administration’s intentions at a Senate Appropriations Committee hearing on Thursday, when Sen. Katie Britt, R-Ala., asked…

Apple on Tuesday announced a soft launch of its long-awaited buy now, pay later (BNPL) service option for Apple Wallet. The company is inviting a few, select users to access a prerelease version of Apple Pay Later, with plans to offer it to all eligible users in the coming months. Apple Pay…

Many Americans are beating inflationary pressures by building a secondary income, a recent survey said. Inflation and rising costs pushed 62% of Americans across all income levels to live paycheck to paycheck in February, according to a survey from LendingClub and PYMNTS.Roughly one-quarter of consumers reported having a side job to cope with…

Silicon Valley Bank UK will continue to serve startup businesses from “seed funding to IPO,” the chief executive of its new owner, HSBC UK, said Tuesday.”We’re going to protect what we’ve got,” Ian Stuart told CNBC’s Arjun Kharpal at the Money20/20 fintech conference in Amsterdam.”We are going to keep it…

When Eunice Wang got a job as a strategy consultant at a pharmaceutical company in Beijing, it was a dream come true. The dream was six years in the making: She graduated from college majoring in biological engineering, and later completed a master’s in business analytics in the United States.But it…