More and more households led by someone age 55 or older have debt, according to recent research from the Employee Benefits Research Institute (EBRI). In 1992, 53.8% of older households had debt. But the percentage steadily increased from 1998 through 2019 before dropping a little from 2019 to 2022, the…

Many Americans have been priced out of purchasing a home or making a move for years now amid elevated mortgage rates, sky-high home prices, and squeezed budgets due to inflation. Although mortgage rates have started to decline some in recent months, the housing market has been largely stalled as would-be…

Average Annual Total Returns for Period Ended 6/30/2024 Class Qtr (%) 1 Year (%) 3 Year (%) 5 Year (%) 10 Year (%) Since Inception (%) Inception Date Gross Expense Ratio (%) Investor -3.00 8.89 5.55 9.10 7.65 9.41 9/1/93 1.02 I -3.06 9.08 5.74 9.32 7.86 8.02 7/31/97 0.82…

Stay informed with free updatesSimply sign up to the War in Ukraine myFT Digest — delivered directly to your inbox.European Commission president Ursula von der Leyen travelled to Kyiv on Friday where she announced a €35bn EU loan for Ukraine as part of a G7 plan to raise $50bn on…

Thirty-five years ago, Ken Dychtwald, PhD, wrote a landmark book, Age Wave. It was a thoughtful and well researched analysis on the impact of the baby boom population on the U.S. Dr. Dychtwald (Ken) went on to write many more books (19 in all) about the aging of America, but…

Mortgage rates declined again this week, sparking a subtle boost in demand for purchase and refinance applications.  Still, many buyers continue to hold off on making a move while waiting for steeper cuts, as fresh data shows existing home sales eased in August from the month before.Freddie Mac’s latest Primary…

This article was written byFollowJussi Askola is the President of Leonberg Capital, a value-oriented investment boutique that consults hedge funds, family offices, and private equity firms on REIT investing. He has authored award-winning academic papers on REIT investing, has passed all three CFA exams, and has built relationships with many…

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.The Bank of England has held interest rates at 5 per cent after inflation remained steady in August, but indicated it may lower borrowing costs again as soon as November.The Monetary Policy…

Really, I don’t want to be doing this. I just want a fact-based discussion on retirement income security, so we can fix what needs fixing and stop worrying about things we shouldn’t be worrying about. Is that too much to ask? Apparently, it is. Back in August I published an…

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