Mortgage rates have finally fallen below 7% for the first time in months and purchase applications are on the rise. Still, the low inventory of homes on the market is keeping home prices elevated, providing little comfort for prospective buyers. Freddie Mac’s latest Primary Mortgage Market Survey released Thursday showed…

When all else fails, I turn to the great sage Larry David for wisdom. Especially when it comes to the subject of gift giving. Yes, Larry David, the curmudgeonly comedian behind “Seinfeld” and HBO’s WBD, -1.84% “Curb Your Enthusiasm.” Among the many great “Seinfeld” episodes that David wrote is one…

The retirement planning industry is going through a quiet revolution that could be easy for you to miss. After all, a quick scan of today’s headlines paints a grim picture for America’s retirees—bear markets, rising inflation, lack of savings, a looming recession. Well, I’m feeling a little uncomfortable now, are…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

A growing number of Americans are falling behind on their monthly credit card and car loan payments, a trend that may be a harbinger of economic troubles ahead, according to a new report from Moody’s Analytics. Findings published by Moody’s indicate that household debt balances jumped to $17.29 trillion in…

If you’re expecting any packages this holiday season, there’s a chance at least one of them may end up in the hands of thieves. Porch piracy — that is, the poaching of packages left at people’s doorsteps — has become a major problem in the U.S., resulting in an annual…

For most people thinking about retirement, either at home or overseas, budget is a key factor. In my more than 30 years of traversing the globe scouting out retirement havens I’ve found hundreds of places that are friendly on the pocketbook but don’t tick all the other boxes on my…

I am a longtime U.S. federal employee, and I will be returning to America after five years serving overseas. I hope to buy a house, and currently have nearly no debt and a high credit score.  When I return to the U.S., I will have to buy a car or two,…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

It’s that time of year when online shopping increases as families buy their holiday gifts online. Shipping of items ordered usually goes smoothly but sometimes glitches happen. That’s exactly what scammers know and try to use to their advantage. Some of our aging parents may not be on the lookout…