After more Americans fell behind on their credit card payments this year, 2024 delinquency trends could likely get worse before they get a little better. This year, credit card balances soared past $1 trillion for the first time, powered by rising prices and rising interest rates that made it increasingly…

Congress is debating whether to impose new restrictions on immigration as the price of a deal to provide new aid to Ukraine and Israel. But some of the biggest victims of this misguided policy will be frail older adults, younger people living with disabilities, and their families. For their sakes,…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

At the end of December, the Biden-Harris administration announced $44.5 million in grants to help high school students in rural areas access higher education. The Rural Postsecondary and Economic Development (RPED) program is set to provide grants to 22 rural educational institutions. It focuses on providing a variety of career…

A growing number of Americans are racking up credit card debt in order to pay for their everyday necessities, a trend that may be a harbinger of economic troubles ahead, according to a new report from Bankrate. Findings published by Bankrate on Monday indicate that nearly half of credit card…

Will America’s growing use of weight-loss drugs result in a blue Christmas for food companies and retailers? That’s arguably one takeaway from a new survey from Numerator, a data and technology company. The report looked at the holiday dining habits of people who are on the GLP-1 drugs, a category…

I’m a professional prioritizer. As a financial advisor, it’s not my preferences that I am responsible for articulating nor my priorities that I am duty-bound to help order, but my clients’. And after 26 years in this business, I have no doubt that financial planning is more about prioritization than…

Vermont became the most sought-after state for movers in 2023. According to United Van Lines’ annual National Movers Study, which tracks the company’s data for migration patterns, more people moved into the Green Mountain State than any other state in the country for the third year in a row with…

Sure, you can shop till you drop in search of the perfect holiday gift for friends and family members. But it appears some consumers are finding an easier, if slightly expensive solution.They’re just following Tom Cruise’s lead and buying a decadent $125 bundt cake from a popular Los Angeles bakery.…

In micro-economic textbooks, the main factor assumed to affect the quality of a market is the number of sellers. A single seller, termed a monopolist, is the worst because that seller has maximum power to affect price. At the other extreme, a market with so many sellers that no one…