Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Being laid off is always tough, but especially so around the holidays. Just ask the Citigroup C, +0.65% employees who learned they were being let go the week before Thanksgiving. But there’s a small silver lining to losing your job at this time of year. December is actually a great…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

Studies have shown that you’re much more likely to achieve the retirement you want by setting retirement goals and taking steps to achieve them. Without goals or plans, you’re apt to experience the retirement that shows up rather than the retirement you’ve hoped for and dreamed about. What Is A…

Millions of Americans strapped with student loan debt are still not paying their bills after a three-year payment hiatus ended this fall.   Federal student loan payments restarted at the beginning of October after President Biden declined to extend the pandemic-era pause that first began in March 2020 under his…

Dear Quentin, My aging mother has a significant annual income. I have power of attorney for her, and have been helping to manage her estate for several years. She does not have full cognitive dementia, but she does become easily confused.  As the person with POA, I encouraged her for…

Numbers don’t lie – and according to a recently released report, Gen X has the largest retirement savings wealth gap when compared to any other generation. “Cut back on spending and increase savings. That’s all they could possibly do,” Thru the Cycle President John Lonski said on “Varney & Co.”…

Mother, age 85, liked freedom with her cash. She used her money without keeping track of her spending. She forgot to check her bank statements and didn’t notice that odd withdrawals had happened. Her short term memory was eroding. When she finally remembered to look, she was alarmed to see…

With the outlook for mortgage rates finally improving, the forecast for housing is looking better heading into the New Year. Realtor.com economists predict that mortgage rates, which have declined over the past five weeks, will slide into the 6% territory in 2024. Fannie Mae expects mortgage rates to decline gradually over the…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…