The Department of Education began its soft launch of the overhauled 2024-25 Free Application for Federal Student Aid (FAFSA), allowing students and families a limited time each day to fill out the form while it works on technical glitches to provide a better user experience. The form is typically available on Oct.…

My fiancée and I agreed to buy a house that was more than what we expected to pay, but we both liked it. We agreed that I would make the mortgage payments, and she would pay the taxes every year. When we bought the house, we decided to pay the taxes…

As the cost of living continues its journey upward, consumers are finding this tough to deal with, according to a Bread Financial survey. Fifty-seven percent of survey respondents said their financial goals would be more difficult to meet than in other years, and 64% cited the cost-of-living increase as their…

In the first few hours of 2024, over 220 U.S. workers will have likely paid all their Social Security taxes for the entire year. In contrast, over 160 million workers will pay all year. In 2023, the maximum earnings subject to Social Security taxes was $160,200, in 2024 it is…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

Americans love a good sip. In 2022, consumers spent $37.6 billion on spirits alone — and wine and beer sales added considerably more to that total. Naturally, that means consumers also like to gift a good bottle, especially come holiday time. Once again, we’re serving up our 12 Bottles of…

On Jan. 4, 2023, 72-year-old widower Gerry Turner and star of ABC’s “The Golden Bachelor” married 70-year-old widow Theresa Nist. Turner and Nist met on the show, filmed over four weeks in August. Nist beat out 21 other women, including finalist and two-time divorcée Leslie Fhima. Late-in-life marriages—and divorces—are happening…

Mortgage rates’ steady downward trend hit a pause this week while demand fell, as data indicates would-be buyers are waiting on the sidelines until they see rates return to the levels of yesteryear. Freddie Mac’s latest Primary Mortgage Market Survey released Thursday showed that the average rate for the benchmark…

After more Americans fell behind on their credit card payments this year, 2024 delinquency trends could likely get worse before they get a little better. This year, credit card balances soared past $1 trillion for the first time, powered by rising prices and rising interest rates that made it increasingly…