In micro-economic textbooks, the main factor assumed to affect the quality of a market is the number of sellers. A single seller, termed a monopolist, is the worst because that seller has maximum power to affect price. At the other extreme, a market with so many sellers that no one…

I’m expecting a $15,000 tax bill this year. I installed a residential solar and battery system in the spring of 2023 for $60,000. This would entitle me to an $18,000 tax credit.I am contemplating purchasing a Tesla Model Y TSLA, -0.18% by the end of the year, which would entitle me…

Lonely senior (LS), after a failed marriage, had not dated much for several years. She finally decided to try a dating app for older people. She’s attractive, professional, still working and very smart. She had not had much experience with dating apps but was glad to get on and find…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

New research tracing morning sickness to a particular hormone could be a breakthrough that eventually lightens a billion-dollar drag on the economy. Just as the work day is starting, too many women have to cope with morning sickness as they juggle career and pregnancy. It’s estimated that up to 70%…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

If you want to retire early but don’t have enough financial resources, you can still turn your retirement fantasies into reality by learning from people who “retired” early. They didn’t have sufficient financial resources to support themselves for a handful of decades without any income from working, but nevertheless they…

New data released Tuesday showed that home prices accelerated at their fastest annual rate of the year in October. The S&P CoreLogic Case-Shiller home price index – which includes data from all nine U.S. Census divisions – recorded a 4.8% annual increase in October 2023. The 10-city and 20-city composites…

Americans feel more confident about their finances, to the extent that interest in buying a home jumped by nearly 15% in November 2023 compared to last year, despite the challenging market conditions, a recent survey said. Similarly, the share of consumers who expect to buy a car in the next…

Last year, I was left with a Bûche de Noël for 10 friends — and nowhere to go for Christmas Day, and this year a friend canceled Christmas lunch, leaving me holding a 50% deposit I gave to the restaurant ($55 for each of us). I booked the restaurant at…