Mortgage rates continued their steady decline as the 30-year mortgage slipped to nearly 7%, but buyers are feeling less enthusiastic, according to Freddie Mac. The average 30-year fixed-rate mortgage was 7.03% for the week ending Dec. 7, according to Freddie Mac’s latest Primary Mortgage Market Survey. That’s a decrease from the previous…

Middle-income Americans could be missing out on a chance to offset high inflation and rising costs by earning more on savings in the current high-interest rate environment, a recent Santander survey said.  The biggest hurdle preventing many from tapping into higher-yielding accounts to take advantage of these rates was a lack of…

Long-term care costs, social isolation, dementia and financial insecurity are all notable problems facing many older Americans. But perhaps their biggest challenge of all is housing. As more than two dozen experts explained at “Raising the Roof: America’s Housing Crisis and Our Longer Lives,” the Columbia University Age Boom Academy program for…

A new report from Fidelity Investments found the vast majority of Americans who plan on making a financial resolution for 2024 are shifting their goals due to financial pressures. Fidelity’s 2024 New Year’s Resolutions study, released on Thursday, showed two-thirds of Americans plan on making a financial resolution for the…

Recent articles have noted the excellent economic statistics we are seeing today, many of which are the best in a generation. The labor market is flourishing, and not just for rich folks for once. The unemployment rate is at its lowest level in 60 years—jobs are more plentiful than they…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

The rapid expansion of remote work over the last several years has ushered in a new era of flexibility and freedom for professionals in a multitude of industries — not only on how they work but also where they live. One increasingly popular option for remote workers is the idea of…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

A Health Savings Account, often called an HSA, allows you to pay for some medical expenses with tax-free money. As you can imagine, there are limits to how much you can contribute each year and how to spend the money saved in your HSA. There is good news if you…