Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

If you don’t want to feel poor in your retirement, you’ll want to learn about inflation risk and adopt strategies to mitigate it. Inflation is a serious risk that can derail your retirement finances. What Is Inflationary Risk? Inflation increases the cost of goods and services over time. If your…

The student loan payment pause officially ended in October, and the resumption of student debt payments hasn’t gone smoothly for many borrowers. Many federal student loan borrowers struggled to make their first payments, according to recent data from the U.S. Department of Education. Just 60% of the 22 million federal…

The Nancy Sinatra House, a veritable midcentury-modern time capsule in Beverly Hills, California, recently walked off the market. You might even say it speed-walked, having sold for $50,000 above the asking price in less than three weeks. Listed at $2,950,000, the four-bedroom, 3.5-bath, ranch-style pad went for $3 million. Built in 1963, the…

By Richard Eisenberg, Next Avenue A great feature of traditional Individual Retirement Accounts (IRAs) and employer-sponsored retirement plans like 401(k)s is that their money can grow tax-deferred for years. But eventually, the tax piper must be paid. That’s when Required Minimum Distributions, or RMDs, kick in and federal — plus…

Homebuyers could be in store for some relief in 2024 as mortgage rates are predicted to continue dropping while sales volumes are expected to jump to 5.3 million over the next two years.  Still, with home prices still high and limited inventory, finding an affordable home will continue to be a challenge. …

Home prices in major U.S. metropolitan areas rose for the ninth month in a row and hit a record high due to a persistent lack of homes for sale. The S&P CoreLogic Case-Shiller 20-city house-price index rose a seasonally adjusted 0.6% in October compared with the previous month.  Home prices…

Yes You Have to Update Your Planning Estate planning is about as much fun as getting a root canal. Unless there is a strong driver, like a pending change in taxes (there is with the exemption dropping in 2026) or asset protection need (can you ever know when someone might…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

For generations, Broadway fans have sought out prime seats for evening performances, firm in their conviction that a night out on the town is exactly that — an opportunity to celebrate the magic of theater, so long as it’s after sunset. And the matinee crowd? That has tended to be…