Lonely senior (LS), after a failed marriage, had not dated much for several years. She finally decided to try a dating app for older people. She’s attractive, professional, still working and very smart. She had not had much experience with dating apps but was glad to get on and find…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

New research tracing morning sickness to a particular hormone could be a breakthrough that eventually lightens a billion-dollar drag on the economy. Just as the work day is starting, too many women have to cope with morning sickness as they juggle career and pregnancy. It’s estimated that up to 70%…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

If you want to retire early but don’t have enough financial resources, you can still turn your retirement fantasies into reality by learning from people who “retired” early. They didn’t have sufficient financial resources to support themselves for a handful of decades without any income from working, but nevertheless they…

New data released Tuesday showed that home prices accelerated at their fastest annual rate of the year in October. The S&P CoreLogic Case-Shiller home price index – which includes data from all nine U.S. Census divisions – recorded a 4.8% annual increase in October 2023. The 10-city and 20-city composites…

Americans feel more confident about their finances, to the extent that interest in buying a home jumped by nearly 15% in November 2023 compared to last year, despite the challenging market conditions, a recent survey said. Similarly, the share of consumers who expect to buy a car in the next…

Last year, I was left with a Bûche de Noël for 10 friends — and nowhere to go for Christmas Day, and this year a friend canceled Christmas lunch, leaving me holding a 50% deposit I gave to the restaurant ($55 for each of us). I booked the restaurant at…

Introduction to the CCA In a recent Chief Counsel Advice (CCA) issued November 28, 2023 the IRS took the position that modification of a grantor trust, with the beneficiaries’ consenting to that modification in order to add a discretionary income tax reimbursement provision for the grantor, resulted in a taxable…

As millions of Americans face challenging economic times, many have had to change their family spending habits, making hard choices about what to buy and what to do without.  But how do children play into the mix in terms of what parents should say or not say?  Should parents share…