If you work for a company that offers you a way to leverage your savings, it pays to learn as much as possible about how that works. By leverage I mean using a tool to make it easier to achieve your retirement savings goals. It just so happens that a…

As housing prices continue rising, even in the face of high interest rates, there are many calls to increase housing construction. But some voices, including on the progressive left, oppose development, wrongly saying it won’t help affordability. What is the source of this “supply skepticism”—a belief that increased housing supply…

Equity markets have enjoyed a tremendous November rally that allowed the S&P 500 to break out of its downtrend pattern and retest the July 31st peak. Now that the market has recovered the lost ground, investors are wondering whether the momentum can carry through the year-end and break out to…

Millennials in particular seem to be hurting from higher mortgage interest rates after missing the window for historically-low rates during the pandemic, according to a recent report. In 2021, homeowners were looking at an average 30-year fixed mortgage rate of roughly 3%. Fast-forward almost two years, the rate has more…

Four years ago, I inherited $246,000 from my mother’s estate. I had always promised her that I would pay off my mortgage when she passed. My husband and I jointly own our home and have both equally contributed to the mortgage and household bills for the past 23 years.  Both…

President Biden sent emails to over 800,000 borrowers this week, congratulating them on receiving student loan forgiveness and inviting them to share their story. “Congratulations – your student loan has been forgiven because of actions my Administration took to make sure you receive the relief you earned and deserve,” says…

The tax advantages of a health savings account (HSA) are unique, even better than any IRA or 401(k) plan. As a result, an HSA is like a “super IRA,” and you should contribute as much as you can afford, subject to IRS limits on HSA contributions. Let’s dig into the…

Have you ever wanted a second chance, the opportunity of a true do-over? When it comes to taxes, you can amend your tax returns, but that isn’t the same as starting over. If you sell your house but in six months refund the money and take back the house did…

Berkshire Hathaway BRK.B , the multinational conglomerate holding company led by Warren Buffett, has long been hailed as a paragon of successful business management and investment strategy. An integral factor contributing to its triumph is the meticulously crafted succession plan, which has been in place since at least 2006. This…

The Federal Housing Finance Agency’s (FHFA) new conforming loan limits for 2024 mean homebuyers can now get larger mortgages backed by Fannie Mae and Freddie Mac.  The new mortgage limit for conventional loans backed by Fannie and Freddie will be $766,550, an increase of $40,350 from 2023. In high-cost areas where 115%…