A slowdown in the U.S. economy is imminent, but whether it will be a soft landing or a full-blown recession is still uncertain. What is clear is that mortgage rates will continue to drop in the New Year and home prices will recover by 2025, according to Fannie Mae.  Fannie…

The amount of money Americans plan to allocate for the holidays this year is on track to surpass pre-pandemic levels for the first time. In 2023, holiday spending is expected to grow between 3% and 4% over 2022 volumes, to between $957.3 billion and $966.6 billion, according to the National Retail Federation…

“An organization’s overall success often relies on diversity of thought and experience.  ” We live in fractious, tumultuous times where hunkering down in our ideological bubbles allows our ideas to be reinforced and become entrenched as facts instead of mere beliefs. But being able to have sometimes difficult conversations, especially…

Many workers daydream about retiring early, focusing on the joys of not working and having more time to pursue their interests. However, you’ll need to do some homework to turn your fantasies into reality. Let’s dig deeper and look at five steps you should take with your finances to support…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

When COVID-19 struck, companies had little choice but to adapt swiftly. Office spaces were replaced by living rooms and in-person meetings transitioned to virtual calls — a temporary solution, or so it was thought. But months have turned into years, and now it’s clear this is not just a fleeting…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

Many workers reach middle age feeling burned out by the daily grind, and they fantasize about chucking it all and retiring at an early age. The trouble is, for most people, it’s a significant challenge to develop sufficient financial resources to support themselves for decades without any income from working.…

On average, the proportion of U.S. home sellers reducing prices reached an all-time high earlier this fall. Approximately 7% of homes listed for sale saw a price drop during the four weeks ending on October 29, according to a report from Redfin.  Elevated mortgage rates are putting a financial strain…