I am at my wit’s end and hope someone can recommend ways to help my daughter’s unwillingness to manage her money. When I am gone her chances are slim to none. I am a senior citizen and I’ve had cancer four times in the last three years, so I don’t…

This is a real case and the facts are as reported to us by the wife of an elder and her daughters. Wife is 82 and her husband is 81. They have amassed significant wealth, though the husband was always in charge of managing it. But a few years ago,…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

The Department of Education revealed more details about President Joe Biden’s new forgiveness plan, which is less broad-based than the previous mass debt relief program struck down by the U.S. Supreme Court in June, but could still impact millions. Among the Americans who could be in line for debt relief are…

Dear Quentin, I am in my 60s — a widow with no kids, but a big extended family. I own my own house and car. I have a couple of investment accounts, a savings account and a pension. I have listed one of my brothers as beneficiary for all of…

The earliest most people can apply for Social Security benefits is 62. You can apply for survivor benefits at age 60 and not married. Whenever you apply for Social Security benefits before your full retirement age, those benefits are always reduced. If your full retirement age is 67, the list…

Mortgage rates continued their descent this week in a trend accompanied by an uptick in home-purchase demand, but elevated home prices remain a barrier to many would-be buyers. Freddie Mac’s latest Primary Mortgage Market Survey released Thursday showed that the average rate for the benchmark 30-year fixed-rate mortgage fell to…

As one of the most biologically diverse spots in the world, is it any wonder people are drawn to the Southeast? From coastal islands and coral reefs to the Appalachian Mountains, this part of the country is rich in landscape, food, culture and history. Upbeat cities like Nashville and Austin…

With affluent Baby Boomers sitting on loads of cash, intrafamily loans can be a win-win, so long as you pay attention to the tax rules and the paperwork. By Kelly Phillips Erb, Forbes Staff Ever since the Federal Reserve started fighting inflation by driving up interest rates, banks’ prime rate,…

Mortgage rates continued their steady decline as the 30-year mortgage slipped to nearly 7%, but buyers are feeling less enthusiastic, according to Freddie Mac. The average 30-year fixed-rate mortgage was 7.03% for the week ending Dec. 7, according to Freddie Mac’s latest Primary Mortgage Market Survey. That’s a decrease from the previous…