Americans have continued to open up their wallets and spend over the past two years, even in the face of stubborn inflation and high interest rates.  However, there are some signs the willingness among consumers to keep paying steep prices is beginning to fade.New data published by Wells Fargo indicates…

Cars, in general, are becoming more reliable. Most measures of dependability are on the upswing this year. The average car improved in J.D. Power’s 2023 Vehicle Dependability Study and Consumer Reports’ 2023 Auto Reliability Survey. But, in every average, there are outliers. CR’s latest survey is out this week, and the magazine breaks…

If you think of your 401(k) plan in the context of how to leverage your retirement savings, think about 401(k) matching. Leverage makes your job as an investor ever so much easier, and what can be better than a company match? Common Matches The most frequent matching formula for Vanguard…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

New technologies tend to be less reliable than proven technologies. But the Consumer Reports’ 2023 Auto Reliability Survey headline is still jarring. “On average, new electric vehicles have 79% more problems than Internal Combustion Engine (ICE) vehicles,” CR reports. Plug-in hybrids, the halfway point between the two capable of using…

The Biden administration released major new details this week on a new student loan forgiveness plan. The program is designed to provide student debt relief to borrowers in the wake of last summer’s Supreme Court ruling that struck down Biden’s first student loan forgiveness initiative. The new plan is being…

I was recently shopping for a sauna and was surprised to see a note from several sellers saying that “your purchases may be HSA eligible,” which got me thinking. What other purchases might be eligible? What Is An HSA? A health savings account lets you save money for various healthcare…

Tax Notes chief correspondent Amanda Athanasiou discusses the growing global popularity of carbon border adjustment mechanisms, the EU’s new regime, and how border adjustments can be used to support carbon pricing and environmental policy. This transcript has been edited for length and clarity. David D. Stewart: Welcome to the podcast.…

Tax benefits and direct investments in projects are two major kinds of accredited investments. And these investments have potential higher risks and can often turn opportunities into lucrative ones. Oil and gas has a variety of ways in which one can invest as well as a variety of tax benefits.…

Mortgage rates fell again this week, continuing a downward trend that has sparked a recent uptick in demand and fueled hopes that more homeowners will be willing to sell amid an ongoing inventory shortage. Still, affordability struggles remain. Freddie Mac reported Thursday that the average rate on the benchmark 30-year…