Finance

Soaring costs on everyday items have many Americans wishing they could skip holiday spending, particularly those who resumed paying student loans in October after a more than three-year pause, with borrowers paying an average of $203 a month, according to a recent survey.  Student loan repayments will make the season unaffordable…

Apple is pulling the plug on its credit-card partnership with Goldman Sachs, the final nail in the coffin of the Wall Street bank’s bid to expand into consumer lending.   The tech giant recently sent a proposal to Goldman to exit from the contract in the next roughly 12 to 15…

I spend a lot of time in meetings talking about how companies can get the most out of artificial intelligence. These conversations almost always include a deep-dive into technology features and requirements, as well as long digressions into the intricacies of data management. Although tech and data are critical to…

Estate planning is an often overlooked topic during the financial planning process. Discussing estate planning with others can be uncomfortable and easily avoided, yet this is an important part of financial planning. Every adult with at least a modest net worth or who is in the process of building one…

Blue chip stocks have long been popular for investors of all wealth and ages. This article will explain blue-chip stocks and list five top picks for the upcoming year. Blue-Chip Stocks Explained Definition Blue chip stocks refer to shares of well-established, financially robust companies with a long history of stable…

Wally Hellerstein of the University of Georgia Law School discusses the emerging state guidance for taxing cryptoassets. This transcript has been edited for length and clarity. David D. Stewart: Welcome to the podcast. I’m David Stewart, editor in chief of Tax Notes Today International. This week: State of crypto. The…

On November 16, 2023, the Financial Crimes Enforcement Network (FinCEN) released a document titled “Beneficial Ownership Information Reporting: Frequently Asked Questions.” This publication provides insights into FinCEN’s perspective on reporting beneficial ownership information in the United States, without altering the existing law or regulations under the Corporate Transparency Act (CTA).…

In the last three years, the banking and fintech sectors have undergone significant, foundational changes, profoundly impacting U.S. small businesses. Much of the talk around fintech and bank partnerships highlights the Banking-as-a-Service model, however, there is enormous opportunity for banks and fintechs to work together to optimize a bank’s existing…

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