A growing number of Americans are filing for bankruptcy in order to offload their student loan debt after a three-year payment hiatus. The Department of Justice said in a news release published Thursday that 632 borrowers filed to use bankruptcy in order to eliminate student loans in the period from…

Deciding when to retire is one of the most important decisions facing workers in their 50s and 60s. Your decision will significantly influence your financial security, health, and life satisfaction for the rest of your life. It’s a serious decision that only you can make—nobody else can tell you the…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Americans now owe $1.08 trillion on their credit cards after racking up a collective $48 billion in new spending during the third quarter of 2023, according to a recent report on household debt from the Federal Reserve Bank of New York. Credit card balances spiked by $154 billion year over year, notching…

We’re coming up on holiday shopping season again, with Black Friday and Cyber Monday just around the corner. And that means I’m reading all about the Willson family of Albany, Ga. Not that I know the Willsons personally. But I know about the performance of “Don Giovanni” they attended at…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

There is a wide variety of books available to readers that promise to have you making or saving money in no time. Earning and saving takes much more work than simply reading a book, but the information written by experts can assist in the discipline and self-control it takes to…

The Federal Bureau of Prisons (BOP) operates 122 facilities housing nearly 160,000 federal prisoners. The BOP has numerous policies in caring for those in custody but a a review by the U.S. Department of Justice Office of the Inspector General (OIG) concluded that the the BOP and American Correctional Association…

The U.S. is desperately short of nurses, personal care aides, and other direct care workers who help frail older adults and younger people with disabilities manage their days. Instead of dealing with the problem, policymakers have, predictably, devolved into their usual partisan blame-mongering. Watch, if you can, this recent hearing…

The Senate has passed a stop-gap funding bill to avert a government shutdown before the deadline. The bill is identical to the one that was recently passed in the House. It extends funding for government services at current spending levels, with no spending cuts, including those targeted to the IRS.…