This column is co-authored with my colleague, Ellen Martin, our Chief Impact Officer, who is leading the integration of responsible supply chain management throughout every facet of Circulate Capital’s investment approach, from sourcing and due diligence to portfolio management. A driving force behind these initiatives, Ellen has led the creation…

Auto insurance rates have been rising recently, substantially outpacing overall inflation. U.S. Department of Labor data shows the widely adopted measure of inflation, the Consumer Price Index for All Urban Consumers, is 3.7% higher than it was a year ago. Meanwhile, the DOL price index for motor vehicle insurance is…

The rally in the Bitcoin BTC price is great to attract attention but is not the signal of the coming greater adoption of cryptocurrency. The real signal is the investment discussions happening in the backrooms. The outlaw cowboy culture of the early days of crypto is fading quickly, and robust…

Auto insurance rates have been rising recently, substantially outpacing inflation overall. US Department of Labor data shows the widely-adopted measure of inflation, the Consumer Price Index for All Urban Consumers, is 3.7% higher than it was a year ago. Meanwhile, the price index for motor vehicle insurance is 18.9% higher…

The Federal Reserve’s policymaking committee gets together in a few days, and speculation centers on whether the central bank will jack up interest rates one more time. The economy has been performing better than expected. The Fed’s relentless focus on interest rates is misplaced. Few observers ask the right question:…

In an age where technology is deeply integrated into our daily lives, the risk of cyberattacks on businesses, especially small ones, is heightened. Cybercriminals are continually evolving their tactics to exploit vulnerabilities and gain unauthorized access to sensitive information. Cybersecurity month serves as a reminder for both individuals and businesses…

It’s becoming increasingly clear that the ability to harness artificial intelligence will become one of the most important competitive advantages for companies in all industries. AI implemented in a thoughtful and meticulous way is a secret weapon that will increase productivity, substantially reduce risk and be a trusted friend to…

We are now entering the final earnings season of the year. Over the next few weeks, thousands of firms will provide financial statements indicating how they performed over the previous quarter. Investors should pay close attention to these announcements — and management’s associated discussions around them — as they build…

Homeowners insurance has been a common topic in news lately, from rising costs, to major carriers like AIG, State Farm, and Allstate ALL pulling back from protecting homes in certain markets. Consumers should understand the basics of their policies in order to better manage if they are subject to these…

For most financial services firms, the migration to the cloud is far from done. Four out of five banking executives said they intend to push the share of core workloads migrated to the cloud from 7% to beyond 50% in the next two to five years, according to research from…