Apple on Tuesday announced a soft launch of its long-awaited buy now, pay later (BNPL) service option for Apple Wallet. The company is inviting a few, select users to access a prerelease version of Apple Pay Later, with plans to offer it to all eligible users in the coming months. Apple Pay…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. If…

Asking your issuer for a credit card limit increase is relatively easy to request, and most experts say if you can manage your temptation to overspend, and you have a solid pay-back history, it may be something to consider.  “I think asking for a credit line increase is a good…

Walmart has filed a lawsuit against credit card partner Capital One. In a Friday filing in the U.S. District Court for the Southern District of New York, Walmart said it did so in a move to request a “judicial declaration of its right to terminate the contract” it has with…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. In…

With budgets strained, some Americans are embracing risky financial behaviors to make ends meet, a recent survey said. High inflation and interest rates pushed 35% of Americans to drain cash or consider draining cash from emergency savings and 26% have skipped or are considering becoming delinquent on their credit cards,…

Millions of Americans are struggling with mounting credit card debt, and these surging credit card balances increased by $61 billion in the fourth quarter of 2022 to $986 billion. These staggering figures are already higher than pre-pandemic levels of $927 billion, according to a report from the Federal Reserve Bank…

You may be asked whether you want to opt into a buy now, pay later opportunity when you purchase something these days. Although it sounds enticing, you should know all the issues surrounding this type of arrangement. We’ve asked several money experts to explain the basics, so you can determine…

The Consumer Financial Protection Bureau (CFPB) has said it wants to change how much consumers are charged late fees, but industry experts have said the change could cost those who pay their bills on time. The CFPB recently announced an extension of the comment period for proposed changes to credit card late…

Consumer credit improved as borrowers made on-time payments and reduced debt balances in March, a recent report by VantageScore said.  Rising prices and interest rates pushed delinquency rates higher than they were a year ago, across all loan types. However, the rate of missed payments showed some improvement in March compared…