Surprisingly, one of the first signs of mild cognitive decline can be suffering a financial loss due to making a mistake, such as not correctly completing an investment transaction, or becoming a victim of fraud or exploitation. In many of these situations, retirees are still highly functioning and don’t have…

In response to a request from House Speaker Rep. Kevin McCarthy (R-CA), the Congressional Budget Office (CBO) has estimated the impact of the debt ceiling agreement. The analysis found that under the May 28 version of the bill, budget deficits would be reduced by about $1.5 trillion over the next…

“We’re thinking about paying off the mortgage on our house,” said my client in a recent meeting. This family also wants to pay for both their children to attend college, so their desire to use surplus funds to pay off their mortgage was surprising. “We’ve got extra cash and it…

A rare Victorian-era home―its gas-lit heyday marked by white-glove soirees―has come to market in San Diego’s Bankers Hill district. The 1889 Queen Anne-style home, with its dome-topped tower, wraparound gingerbread porch, carriage house and impeccably maintained interior is priced at $6.485 million. “This is one of San Diego’s best,” says…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Based…

During his “My Take,” Thursday “Varney & Co.” host Stuart Varney explains how Democrats “refined” their vote-buying policy to align with 21st-century politics, arguing liberal lawmakers are using issues like reparations and student loan forgiveness to buy votes with taxpayer money. STUART VARNEY: Vote buying in the 21st century has…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. In…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

The Federal Reserve is expected to raise interest rates by another 25 basis points during its May meeting, according to economists polled by Reuters.  The move would come following the collapse of financial institutions Silicon Valley Bank (SVB) and Signature Bank, which sent shockwaves throughout the banking industry. Some economists…

Making small talk with someone you’ve just met can be terrifying. Common sense tells us we need to convince the other person that we’re smart, so we casually drop our job title, education and accomplishments.But it turns out that’s exactly the wrong approach.While writing my new book, “NEXT! The Power…