Last Friday was the one year anniversary of the collapse of the Terra Luna Stablecoin. This event marked the end of the 2020-2022 crypto bull market and started a chain of events that would lead to the high-profile collapse of corporate crypto exchanges like FTX, BlockFi, Celsius, and Voyager. As…

To retire on dividends, we have just two requirements. They are simple, though perhaps not exactly easy: Earn safe, meaningful yields. Five percent is our floor, thirteen is our stretch goal. We’ll discuss five stocks in this dividend range shortly. Keep our principal intact. To do this we’ll focus on…

Despite a 32% rise in Take-Two Interactive stock (NASDAQ NDAQ : TTWO) this year, outperforming the broader S&P500 index, which is up 12%, we believe it has more room for growth. However, looking at a slightly longer term, TTWO stock is down 34% from levels seen in late 2020. This…

More than ever, mortgage borrowers are looking for ways to manage the amount of interest they pay. The Federal Reserve has raised the short-term Fed Funds rate resulting in average mortgage rates to more than double since 2021. In the search for interest relief, borrowers are increasingly looking at their…

You’ve seen the headlines. The United States Postal Service (USPS) has been losing money. (A recent USPS press release said it’s already lost $2.1 billion this year.) So, Congress passed the Postal Service Reform Act of 2022 (PSRA). The Office of Personnel Management (OPM) published the interim final rule on…

A German lawyer widely regarded as the mastermind of a massive tax fraud scheme has been sentenced to an additional eight years and three months in jail. Hanno Berger had already received an eight-year jail sentence last December for his role in the cum-ex scheme, which has been called “the…

The Current, Choppy Financial Landscape The global financial landscape is currently facing several challenges. Rising inflation, the war in Ukraine, possible US default, and the Federal Reserve’s interest rate hikes all contribute to a volatile and uncertain market. Rising Sea of Inflation Inflation is rising in many countries, making buying…

Rooftop pools crowning upscale residential buildings are a more and more popular amenity. As selling points for renters and condominium buyers, they’re more than high-altitude, photogenic features enabling relaxation, recreation, remarkable views and the chance to test different brands of sun block. In many buildings, rooftop pools and sundecks are…

The average long-term U.S. mortgage rate climbed this week to its highest level since mid-March, according to weekly data compiled by mortgage buyer Freddie Mac. The rate on the 30-year fixed mortgage rose to 6.57% this week from 6.39% a week ago. One year ago, it averaged 5.10%.”The U.S. economy…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Rates…