“I can’t wait to retire and live on the beach!” In the last thirty years of being a practicing financial planner, I’ve heard some version of this sentiment more times than I can count. It may sound like a throwaway statement or a pie-in-the-sky type dream, but the fact of…

U.S. taxpayers living and working abroad must file their 2022 tax returns by June 15. This deadline applies to both U.S. citizens and resident aliens abroad, including those with dual citizenship. A taxpayer qualifies for the June 15 filing deadline if: (1) Both their tax home and abode are outside…

In our Annual Outlook for 2023, we raised the possibility that the US economy could potentially avert recession in 2023, powered by full employment and robust consumer spending. Thus far, with roughly a month left in the 2nd quarter, the US economy has proven itself surprisingly resilient, with GDP growth…

In February of 2022, real estate developer M. Patrick Carroll relocated his company Carroll to Florida and purchased a brand new Miami Beach estate for $16350000. This incredible home was designed from the ground up by legendary architect and designer, Achille Salvagni. Completed in 2020, the home is truly a…

Fewer Americans are moving these days, but among those that are, more are looking to new cities to find a bargain, a recent Redfin survey said. Roughly 25% of home searchers looked to relocate to a new metro in the first quarter, according to the survey. That’s an increase from 22.8%…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Rates…

Millions of Americans are struggling with mounting credit card debt, and these surging credit card balances increased by $61 billion in the fourth quarter of 2022 to $986 billion. These staggering figures are already higher than pre-pandemic levels of $927 billion, according to a report from the Federal Reserve Bank…

Berkshire Hathaway Vice-Chair Charlie Munger said Monday that a storm is brewing in the U.S. commercial property market. As property prices fall, Munger said American banks are “full of bad loans.””It’s not nearly as bad as it was in 2008,” he told the Financial Times. “But trouble happens to banking…

The Department of Education has issued guidance to student loan companies about collecting federal student loan payments after a three-year pause, according to documents obtained by Politico through a federal records request.  The documents, which were filed in November, indicated that the Education Department expected the first monthly payments to…

The Securities and Exchange Commission (SEC) is suing U.S. cryptocurrency exchange Coinbase Inc., accusing it of operating as an unregistered broker. Shares tumbled on the development along with Bitcoin which is trading down around the $25,000 level. Ticker Security Last Change Change % COIN COINBASE GLOBAL INC. 48.86 -9.85 -16.77% In…