If you’re like many Americans, you’re constantly dealing with some form of medical debt. Most insurers don’t pay all of your bills, so it’s a perennial hassle. When you pay off debt, it shouldn’t pop up on your credit report, which can hurt you if you need future loans. According…

Peter contacted my company about his situation recently. He is 68 years old and still working. He enrolled in Part A two years ago because his company’s group health plan was terrible. He was probably going to need surgery and the hospital deductible was outrageous (his words). He changed jobs…

It’s the type of job computers (even really old computers running arcane software) should be good at— “IF” a ZIP code = [some number] “THEN” [do something]. Or don’t do something. In this case, IF a ZIP code is one that is on the list as being in a California…

“Level of wealth to start a family office. How fat do I need to be?” A recent Reddit forum with that title grabbed my attention. The popular social media site is known more for being a bastion of memes, gaming and entertainment news, and user-generated content than being a place…

As housing affordability has become a flashpoint nationwide, state legislatures across the country have introduced over 60 rent control-related bills, adding to the rent regulations already implemented by more than 200 local governments, according to the National Apartment Association (NAA). While 33 states preempt local governments from adopting rent regulation…

Annual home prices rose in February following seven consecutive months of decline. Still, tighter lending standards and a volatile economic outlook could keep costs from escalating, according to the latest S&P CoreLogic Case-Shiller Indices report. Home prices across the U.S. increased by 2.0% annually in February, down from the 3.8% annual increase…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

An inflation-adjusted boost to social security income and a rise in minimum wages has led to an increase in consumer spending at the beginning of 2023, according to a new Bank of America (BofA) report. Credit and debit card spending on BofA cards rose 5.1% annually in January, compared to…

In March, only 2.6% of all mortgages in the U.S. were in some stage of delinquency, according to the loan performance insights report by CoreLogic. That marked a 0.3 year-over-year percentage point decrease and the lowest level in more than two decades, CoreLogic said.  The organization defines delinquency as being…

The threat of a commercial real estate market crash is hanging over the already fragile U.S. economy.  About $1.5 trillion in commercial mortgage debt is due by the end of 2025, but steeper borrowing costs, coupled with tighter credit conditions and a decline in property values brought on by remote…