One of the most knowledgeable financial advisors I’ve ever observed had one of the worst communication tendencies one could have in such a role: He constantly interrupted when clients were talking. But it was worse than you think. Although I’m fairly sure it was subconscious, it was almost as though…

Borrowing money to go to college has closed the door on many major life milestones, including completing a degree program, for most student loan borrowers, a recent Gallup survey said.  Overall, 71% of student loan borrowers who are currently enrolled college students or previously enrolled students who dropped out of…

A growing number of consumers who use buy now, pay later (BNPL) services and are attracted to their ease of access, but they are at risk of becoming overextended, according to a recent survey.  Over a third (34%) of respondents said they liked BNPL services because they allowed them to…

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About 85% of Americans live within five miles of a CVS Pharmacy, so chances are good that you have visited one before. But you might not know all the details of the CVS loyalty program. It has two tiers of membership: ExtraCare, which is free, and ExtraCare Plus, which costs…

Investors worried about concentration risk in the market may want to consider value-oriented investments.Avantis Investors chief investment strategist Phil McInnis suggests taking a more diversified approach than simply looking at index funds such as the S&P 500. He thinks his firm’s exchange-traded fund strategy can provide better returns in the…

When my husband Brian first told me he’s from Laguna Beach, it took everything in me to play it cool. “Oh, is that near Los Angeles?” I asked. Like most elder millennials, I knew exactly where Laguna Beach was. I’d seen every episode of the reality show (I was an LC…

Whiskey, steaks and ties are all typical gifts for Father’s Day, but one specifically made for the holiday takes the cake: Fudgie the Whale. Carvel’s vanilla and chocolate-flavored ice cream cake has been a holiday staple since 1977, when it it was first created as a Father’s Day promotion, and…

After a powerful burst of absolute and relative strength from the middle of the first quarter through mid-May, the Utilities Select Sector SDPR Fund ETF (XLU) has turned lower and has underperformed the S&P 500. Despite lower interest rates, which usually benefit debt-heavy utility companies, the recent 0.5 percentage point…

Stay informed with free updatesSimply sign up to the US-China relations myFT Digest — delivered directly to your inbox.China’s President Xi Jinping told European Commission President Ursula von der Leyen that Washington was trying to goad Beijing into attacking Taiwan, according to people familiar with the matter.The Chinese leader has…