A growing number of Americans are falling behind on their car payments, an ominous sign for the U.S. economy as high auto prices and stubborn inflation strain household budgets. Car loan delinquencies tumbled in the early days of the pandemic as the government sent trillions in stimulus money to American…

Do you have information on helping student-athletes like me with filing taxes this year? Especially for those receiving money from their name image and likeness. Young athletes know the acronyms tied to their sport: NCAA, NBA, NHL, NFL, MLS and MLB. Put the IRS on that list. It’s been less…

In late January, I talked with Bill, a client whose job, along with his healthcare insurance, was eliminated and he needs Medicare by March 1. My first question was, “Are you enrolled in any part of Medicare?” He replied that Social Security enrolled him in Part A, hospital insurance, when…

With all the ups and downs in the housing market, first-time buyers are feeling the effects. But homebuyers in tight housing markets have other options as there are U.S. cities that have stronger markets than others, according to a recent Realtor.com report. The report ranks the largest 100 metro areas…

The Department of Education said it will make important fixes to the new Free Application for Federal Student Aid (FAFSA) form, but the mistake will further delay the timeline for financial aid awards into spring. More than 3 million FAFSA applications have been submitted since the new form was launched on Dec. 30.…

People across a multitude of industries and professions have taken advantage of the rapidly evolving landscape of remote work around the country in recent years. Some take the opportunity to choose their own home base as a chance to move closer to family, while others opt for brand-new adventures thousands…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

Start Early and Get to Know the Social Security Program I have been advising people for years now on the various ideas they have when it comes to claiming Social Security benefits. Social Security is a program that is loaded with rules. But as you get closer to retirement, it…

Americans are racking up more credit card debt as still-high inflation and steep interest rates continue to make the cost of everyday necessities more expensive.  The New York Federal Reserve Bank’s Quarterly Report on Household Debt and Credit, slated for release on Tuesday morning, is expected to show that credit…

In 2007, my now ex-husband and I bought a home, where we lived as a family with our two boys for just a few years before we divorced in 2009. I refinanced the house in my name, and have paid the mortgage and utilities as a single parent ever since. …