Recent hacks of high-profile accounts on X, formerly Twitter, are putting a spotlight on the social-media platform’s security — and serving as a reminder that every user should take steps to protect their own accounts.  The Securities and Exchange Commission and even cybersecurity firm Mandiant have recently seen their X accounts compromised.…

How long can retirees expect to live in retirement? It’s an important question that’s often misunderstood. Surprisingly, most people underestimate how long they might live, which can be a serious challenge if they want to make their money last for the rest of their life. Let’s look at how you…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

The student loan battle rages on as we enter 2024, with key laws going into effect to help borrowers manage their student loan debt. One of the first laws, which went into effect on January 1st, is the Secure Act 2.0, Section 110. The initial act was passed in 2022,…

The bottle Elvis Whiskey Midnight Snack, $29.The backstory Elvis Presley left the building a long time ago, but his spirit lives on in a host of ways — most notably at his Graceland estate in Memphis., Tenn., which remains a popular tourist attraction. Now there’s an actual Elvis spirit inspired…

With Valentine’s Day approaching and tax season underway, both love and money are in the air. Although most couples claim to be well-aligned when it comes to their spending and financial futures, new data shows some partners might want to sit down and have a talk.Fidelity Investments’ biennial Couples &…

Investors are waiting with bated breath for the Federal Reserve to lower interest rates in 2024. The Fed signaled a probability of lowering rates this year, which historically has benefited the stock market. However, at this point, rates are still high and may not be lowered for many months. While…

Mortgage rates are up again after taking a slight dip last week, remaining in the mid-6% range.  Although rates have come down roughly a percentage point since October, they remain well above pandemic-era rates while home prices continue to climb, adding to the persistent affordability crisis in the housing market.…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

Americans know that carrying a credit card balance is a bad idea, but 45% typically do so anyway, a recent survey said. Consumers of all ages and financial backgrounds are amassing credit card debt, and struggling to live within their means, and these behaviors are only getting worse, the Quicken survey said.…