Mortgage rates are set to drop at a faster rate than initially anticipated, which could help build some much-needed housing supply. However, some homeowners are already selling, according to a recent report. The share of mortgages with a rate below 6% has fallen to 88.5% from a record high of…

Millions of borrowers have missed student loan payments since the October restart and about 1 in 10 are refusing to pay in the hopes it will pressure the government to cancel their outstanding debt, a recent survey said. Six in 10 student loan borrowers have missed payments after a 42-month…

I work for a very large tech company. I have a Ph.D. in biochemistry. I joined this company because they were supposedly starting a new initiative in biology. At the time of hiring, it was not disclosed to me what I would be working on.  However, when I arrived at…

With the dawn of another election year, even a cursory glance at the headlines serves as a reminder of how volatile and divisive U.S. politics have become. Add to that a string of global crises and conflicts, and the desire to somehow escape from the chaos becomes easily understandable. As…

Retail and food service purchases hit an estimated $700.3 billion in January 2024, a 0.6% rise from the year before, Census Bureau data shows. Growing purchases, paired with other debt, has helped increase household debt. In Q4 2023, total U.S. household debt increased to $17.5 trillion in Q4 2023, a…

I’m getting an annual bonus. I’m not sure about the best use for it. After I pay off my small credit-card balances, I will have roughly $10,000 left. My emergency fund is about half funded in a high-yield online savings account, providing me with three months of expenses. I have…

In Christianity alone, it is estimated that there are thousands—yes, thousands—of different denominations around the world. Each denomination has its own interpretation of Scripture and its optimal application. If you’ve ever been part of this world, you likely know many denominational devotees would, indeed, “die on that hill” for various…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

When one of his rentals was broken into and taken over by squatters, Atlanta-based real-estate investor Chris Griffith spent nearly six months and $15,000 getting rid of them.Griffith, a consultant who owns five properties in Atlanta, as well as a short-term rental, said he exchanged a flurry of emails with…

If you expect fabulous returns to continue, you’re likely to be disappointed. Look closely at the data and you’ll see why. By William Baldwin, Senior Contributor Emerging market stocks will beat U.S. stocks. Junk bonds will beat high-grade bonds. Inflation will be 2.5%. Prognostications from the market seers. Big financial…