Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

After the wedding and honeymoon bliss wears off, it’s time to get back to reality. Money is a topic that requires discussion between you and your partner, hopefully before nuptials take place. Finances can be a huge point of contention between couples, so it’s important to establish a plan early…

A recent newsletter from Dr. Elizabeth Landsverk, geriatrician, warns us that some recent studies show that nearly one out of eight adults in the US is prescribed a sedative (benzodiazepine). Is your aging loved one taking Valium (Diazepam), Ativan (Lorazepam), Xanax (Alprazolam) or Klonopin (Clonazepam)? All of these are addictive.…

Mortgage rates ticked slightly higher this week, with the 30-year fixed rate note continuing to hover in the mid-6% range. The stalled housing market signals consumers still want to hold off on making a move until rates come down, and data indicates homebuyer sentiment is overwhelmingly pessimistic right now. Freddie…

The new rollout of FAFSA went anything but smoothly. Parents and students struggled to access the form. Others had their income reported incorrectly, leading to less aid for students who needed it most. About 47% of first-generation students weren’t able to complete FAFSA, a Study.com report found. The study surveyed…

Americans are racking up more credit card debt as still-high inflation and steep interest rates continue to make the cost of everyday necessities more expensive.  The New York Federal Reserve Bank’s Quarterly Report on Household Debt and Credit, slated for release on Tuesday morning, is expected to show that credit…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

The 50/30/20 rule is a beginner-friendly budget guide you can start following today.  The 50/30/20 rule provides a way to simply break up your after-tax income. With this rule, there are three different “buckets” your money falls into. These buckets are needs, wants and savings. With this rule, 50% of your…

Learning about services that Medicare covers, and their cost, is an important discussion topic for Medicare beneficiaries. However, there is one subject that rarely comes up: hospice, end-of-life care for the terminally ill. Many studies have shown that earlier end-of-life care can have a positive impact: reduced administration of unnecessary…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…