Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

An emergency fund should be a priority for Americans to be prepared for unforeseen and urgent expenses. Experts recommend you should have several months of living expenses saved that can be used for emergency situations. “We recommend having three to six months’ worth of expenses saved in an emergency savings…

Nowadays, you can find many people who call themselves “financial planners” or “retirement advisers.” Unfortunately, there aren’t consistent definitions and professional requirements for these common terms, unlike the situation with professionals such as doctors, dentists, accountants, or lawyers. Another problem is that many people confuse investment advice with retirement planning.…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

The latest crop of young adults in the U.S. is leaning more on credit than the generation before, and experts expect the problem to get worse before it gets better as elevated inflation continues to rage. A new report from TransUnion released Wednesday shows Gen Z adults, ages 22 to…

With the cost of college on the rise plus an unstable debt load, the best thing parents can do is to set children up for financial success — and that can start as early as the kindergarten years. Gregg Murset, CEO of BusyKid, a chore app that provides kids with…

One of my favorite reads this year has been Michael Easter’s Scarcity Brain. In chapter four, “Why We Crave More,” he describes how we’re hardwired to think that having more—food, money, what have you—makes us safer. To illustrate the point, Michael uses the example of Dr. Leidy Klotz playing Legos…

Prospective homebuyers who earn 50% of their area median income or less are now eligible for a $2,500 credit they can put toward a down payment or other closing costs, Freddie Mac recently announced. The credit is available to buyers using Freddie Mac’s Home Possible mortgage product or the HFA…

A father who sacrificed his savings and his health to pay for his son to graduate from college debt-free said he feels “marginalized” amid the growing push for student loan forgiveness.  “I think we should pay our debts,” Daniel French, a Petco store manager, told Fox News Digital. “The debt…