Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

A growing number of Americans are falling behind on their monthly credit card payments, and student loan repayments could be to blame, according to new data published by the Federal Reserve Bank of New York. Credit card delinquencies tumbled in the early days of the pandemic as the government sent…

The rich only got richer during the pandemic, according to a new report — in fact, the five wealthiest people in the world saw their net worth rise by $869 billion.Oxfam released its report Sunday, a day before business elites were set to gather at the World Economic Forum meeting…

There seems to be a lot of confusion about whether you can pay your Medicare premiums from your health savings account (HSA). Technically, you cannot pay your Medicare premiums from your HSA. But yes, you can use your HSA funds to pay your Medicare premiums. Keep reading as we explain.…

Inflation and rising prices are chief reasons why Americans are struggling to reach their financial goals, and people in these five cities have been impacted the most, according to a recent WalletHub survey. U.S. inflation rose 3.4% in December, up from 3.1% growth the previous month, but has moderated since hitting a…

Bilt Rewards allows Americans to be rewarded for paying their rent, which is most people’s biggest monthly expense, as the cost of living has become “insane,” according to the company’s chief executive.  “With Bilt, for the first time, you get rewarded for paying your rent instead of lighting your money…

Dear Big Move, I am a first-time home buyer with an 810 credit score and no debt of any kind.  People keep telling me that it’s a bad idea to buy a $450,000 house outright with cash.  I get the argument that I could put that money to work in…

According to a study by the Pew Research Center, about 27 percent of American seniors live solo. They can include your aging parent or other loved one. Many are widowed or divorced. What is it like for them and what does it take to have a satisfying life? Retired business…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

A growing number of Americans are falling behind on their car payments, an ominous sign for the U.S. economy as high auto prices and stubborn inflation strain household budgets. Car loan delinquencies tumbled in the early days of the pandemic as the government sent trillions in stimulus money to American…