Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

The numbers: Builder confidence surged in January as falling mortgage rates drew in home buyers from the sidelines. The 30-year mortgage rate stayed well below 7%, which pushed the National Association of Home Builders’ monthly confidence index up 8 points to 44 in January, the trade group said on Wednesday.…

A special SECURE 2.0 Act bonus kicked in as of the new year. It’s something all parents need to be aware of. For the first time ever, they can now save for their children’s college education and their children’s retirement at the same time. But there’s an important twist. It…

Good news for potential homebuyers in 2024: mortgage rates for 30-year mortgages are set to drop below 6% by the end of the year, a Fannie Mae forecast reports. 2023 was one of the most volatile years in history for the housing market. Last year saw the least amount of…

Student loan borrowers have met multiple hurdles as student loan repayment restarts, a Consumer Financial Protection Bureau report explains. From long customer service hold times to payment plan delays and incorrect billing statements, borrowers have found it difficult to start paying again.Borrowers spent an average of 73 minutes waiting on…

Some Apple AAPL, -0.54% iPhone users recently began receiving $92 payments as part of a class-action lawsuit over Apple’s Batterygate brouhaha in 2017. The deadline to claim that money has long since passed, but other class-action settlements involving Apple, Verizon VZ, -0.85% and Epic Games, the developer of “Fortnite,” are…

How much money should you expect to spend in retirement? That’s an important question to answer as you’re planning for retirement. If you prepare a budget for your current monthly spending and irregular spending, then you have a target amount of annual retirement income you need to generate. If you’re…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Cardholders of American Express and Delta’s six co-branded credit cards will receive new benefits and increased annual fees in changes the companies revealed Thursday. Delta SkyMiles American Express credit cardholders can already make use of the new benefits, the companies said. Under the updates, people who use their co-branded cards for…

Recent hacks of high-profile accounts on X, formerly Twitter, are putting a spotlight on the social-media platform’s security — and serving as a reminder that every user should take steps to protect their own accounts.  The Securities and Exchange Commission and even cybersecurity firm Mandiant have recently seen their X accounts compromised.…