I’ve never been quite sure whether the phrase, “May you live in interesting times” is meant as a blessing or a curse. Regardless of your point of view, the first half of 2023 has been interesting, to say the least. Just after Memorial Day, we saw bankruptcy filings by Diebold…

As a former corporate employee turned entrepreneur and investor, one habit helped me beat burnout despite a demanding career: a consistent monthly budgeting routine. According to a study of women in the workforce by McKinsey & Company, 43% of women leaders are burned out, compared to only 31% of men…

Several years ago, a Cambridge study suggested auto-enrollment alone would not solve the dilemma of too few younger employees saving enough for retirement. More recently, the Society for Human Resource Management’s 2020 Employee Benefits report concluded, “51 percent of respondents automatically enroll new or existing employees into a 401(k)-type plan,…

This opinion piece puts the transferability component of the Inflation Reduction Act’s (IRA, P.L. 117-169) energy tax credit changes into historical context. A musical accompaniment is necessary to properly set the stage. Since readers probably shouldn’t play YouTube clips at work, we’ll have to rely on memories here. It’s 1924,…

Outfits that manage people’s retirement funds, such as State Street, Northern Trust and Fidelity, are supposed to strive to get the best possible returns for their clients. That’s the law. Yet, shockingly, the majority of the largest money management firms are ignoring their fiduciary responsibilities by letting politics, not sound…

Legendary British rock star Rod Stewart is saying goodbye to his sprawling Los Angeles mansion. Listed for a whopping $70 million, the estate is located in the prestigious gated enclave of North Beverly Park, known as one of the most expensive communities in the city. The estate was custom-built for…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Based…

Economists say the United States is not in a recession, but many companies seem to be bracing for one.  With numerous companies announcing massive layoffs and others on hiring freezes, the class of 2023 is getting ready to enter an uncertain job market. “I’ve been looking for jobs for quite awhile,”…

Visa Inc., MasterCard Inc., and Discover Inc., have paused their work on a plan to track when cardholders make purchases at gun stores. The payment processing companies said Thursday they have suspended their work on the International Organization for Standardization’s new merchant category code (MCC) for firearms and ammunition stores.…

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